What the offer actually means.
We model what an offer means after taxes, escrow, and signing-bonus timing — so you see the after-tax picture before you sign.
A different role than the agent's
We don't negotiate contracts — agents do that. We model what the offer actually means after taxes, escrow, signing-bonus timing, and state-by-state withholding.
The headline number vs. the after-tax picture
A contract's headline number and its after-tax, multi-year cash-flow reality are often two different figures. We build the projection before the signature, not after the first paycheck arrives.
What’s included.
- After-tax contract analysis — the real number behind the headline figure
- Signing-bonus and deferral structuring, mapped before you sign
- State and jock-tax modeling, so multi-state exposure isn't a surprise
- Escrow and withholding coordination, tracked alongside the contract terms
- Multi-year cash-flow projection across the full length of the deal
How it works.
Model the offer
You see the offer's after-tax value across its full term, not just what year one implies.
Check state exposure
You know where multi-state and jock-tax withholding falls before it shows up on a return.
Coordinate with the agent
Your agent sees the same modeling you do, so the contract and the plan behind it stay in sync.
Answers from the practice.
Does 755 Financial negotiate athlete contracts?
No — an agent negotiates the contract. We model what a given offer actually means after taxes, escrow, and signing-bonus timing, so the athlete understands the after-tax picture before signing. The distinction matters because an agent's incentive is tied to closing a bigger contract, while a financial planning relationship is separate from whether or how a specific deal gets signed.
What is the jock tax?
A widely used industry term for the income tax athletes owe in every state where they play a game, not just their home state — creating a multi-state filing requirement most single-state preparers don't handle regularly.
Is contract advisory right for my situation?
It fits athletes facing an offer, an extension, or a restructure — especially across state lines. If the contract is settled and the question is what to do with the income, the planning side may serve you better. A first conversation is how we find out — observations are shared, decisions stay yours.
What happens after I reach out about contract advisory?
We start with a conversation that can include your agent. We review the offer's structure — timing, escrow, and where the income lands — and build the after-tax projection before anything is signed.
Coordinate with the rest of the firm.
Brand & Endorsement
NIL (name, image, and likeness) deals, endorsement income, and licensing each carry their own tax and entity implications.
Sports ManagementPost-Career Planning
Most pro careers end before forty — we design retirement plans, transition budgets, and second-act capital in advance.
Tax & AccountingTax and Accounting
Forward-looking tax planning, federal and state returns, and entity structuring.
Talk through contract advisory.
An introductory conversation is the easiest way to learn whether 755 Financial is the right fit.
Schedule a Conversation